Women Regrets About Romance

Regrets about romance top the list for women in America, according to a new study by a professor at Northwestern University in Chicago.

Neil Roese, a marketing professor, surveyed 370 adults aged 20 to 80 across the United States by telephone. In asking for their biggest regrets, Roese says he was met with often-tearful accounts about the one that got away, a missed opportunity or someone you knew in college [with whom] it didnt quite work out.

44 percent of women listed romance as their number one regret, while only 19 percent of men did the same. For men, work-related regrets outranked romantic ones.

Respondents mentioned family issues, such as a desire to have been kinder to a loved one, as another main cause of their wistful pangs. Other frequently-mentioned causes included not going to college, waiting too long to divorce, or putting money ahead of their life's passion.

Roese has consolation, however, for those wishing for what might have been. Regret is something that can push people into better success in the future, he said. Its a benefit if you take a lesson and move on quickly. Its a problem if you keep [re-living] that same regret over and over again.

The study will be published in an upcoming issue of Social Psychological and Personality Science.

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• 5 year term life does have it's place in the portfolios of many life insurance buyers and can fulfill a very important need. If you have a short term need for life insurance then this type of insurance may be for you. If you find it necessary to take out a loan for a short period of time a five year term life insurance policy on your life can assure the lender that if you should die before the loan is repaid they will get back their money...
  Certainly that is a good reason to buy this type of insurance. You may take the loan to pay for a college education either for yourself or a child or grandchild.
  The face amount of the 5 year term life insurance policy remains level for the duration and so does the premium. Even though it is initially taken out for 5 years some companies allow you to continue beyond the initial 5 year period at a higher premium. The death benefit is more often than not free of income taxes. You may convert your policy to permanent insurance in the future.
• Waiver Of Premium Rider It may be wise to add a waiver of premium rider to your 5 year term life insurance policy. If you should become disabled...anytime after 6 months of disability...the life insurance company will take over the payment of your premiums for you, even if it is for the rest of your life. Think about it for a moment...
  Do you realize that people become temporarily disabled an average of about 5 times during their lifetime. If you become disabled for at least 6 months with most companies they will pay your 5 year term life insurance premium for you...even if your disability lasts for the rest of your life. Now isn't that amazing? If and whenever you return to work you pick up the premiums from that point...you owe the life insurance nothing for the unpaid premiums.
• Accidental Death Benefit Or Double Indemnity Rider The famous double indemnity rider can also be attached to your 5 year term life insurance policy. If you should die in an accident the life insurance company will pay to your beneficiary twice the face amount of your policy. Let us suppose you bought a $500,000 5 year term life insurance policy with one unit of accidental death benefit for each $1,000 of your policy and you died in an accident. The life insurance company would pay $1,000,000 to your family. That would be just beautiful, wouldn't it?

Ancient History

Ancient history is the study of the written past from the beginning of recorded human history to the Early Middle Ages. The span of recorded history is roughly 5,000 years, with Cuneiform script, the oldest discovered form of coherent writing, from the protoliterate period around the 30th century BC. This is the beginning of history, as opposed to prehistory, according to the definition used by most historians.
The term classical antiquity is often used to refer to history in the Old World from the beginning of recorded Greek history in 776 BC (First Olympiad). This roughly coincides with the traditional date of the founding of Rome in 753 BC, the beginning of the history of ancient Rome, and the beginning of the Archaic period in Ancient Greece. Although the ending date of ancient history is disputed, some Western scholars use the fall of the Western Roman Empire in 476 AD, the closure of the Platonic Academy in 529 AD, the death of the emperor Justinian the coming of Islam or the rise of Charlemagne as the end of ancient and Classical European history.
In India, the period includes the early period of the Middle Kingdoms and, in China, the time up to the Qin Dynasty is included.

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Technology

Many people see technology as a solution to some of the problems that exist on our planet. It’s true that technology can be used for good, but with new developments come new challenges issues. The digital divide is one such issue, one that people are actively trying to overcome. Telecentres aim to bridge the digital divide by providing people access and knowledge about information technologies. A global telecentre movement is growing right now. Unfortunately, even where computer facilities are readily available, the digital divide persists—even in the world's most wealthy countries, access to the latest and most beneficial technologies is limited for those in rural areas and people with disabilities.